Our clients can rest assured, as we make sure that their roof repairs are covered by insurance. We’re experts in this area, so you won’t be disappointed. Give a read to the guide below to become familiar with how we deal with the insurance claim process. Get in touch with us today.
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Usually, there are two types of roof insurance policies, i.e. Replacement Cost Value or RCV and Actual Cash Value or ACV. Most of the insurance policies are of RCV nature, still, it is essential to confirm which one is applicable for your claim.
This insurance policy covers the cost of the entire house.
The cost depends on the value of house current condition.
The first step towards starting a claim is to contact the insurance company. Make them know that you are filing a claim for roof replacement or repair.
The insurance papers will be sent to you in the time of 5-10 business days. If you want to speed up the process, ask them for an electric version for the claim.
After receiving the paperwork, contact our team. Make sure to get the paperwork ready for our representative of the roof repair team.
We will assess the claim carefully to get you a fair deal. All your contractual agreements will be reviewed to ensure everything is covered.
We make sure our clients are only responsible for the deductible amount. The rest will be covered by the insurance company for the roof replacement.
After the details are sought out, we will schedule a date for roof replacement. We will deliver the material to the house before starting the job and will quickly complete the work.
You can pay the final payment, once the work is completed and you are satisfied with it.
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Step 1 – Call the insurance company to let them know about filing a claim for roof repairs or replacement.
Step 2 – If your insurance company asks for a reason to claim, let them know you had a roof inspection and have a detailed report on it.
Step 3 – They will assign you a claim number, and will tell you to wait for their field insurance adjuster.
Step 4 – Then the adjuster will contact you to book an appointment.
Step 5 – Share those details with us and let our representative meet him on your behalf to discuss details. We make sure you get a fair assessment.
The percentage of deductible highly depends on the value of your house. It usually is 2% for storms like a hurricane, while 1% is set for the damages caused by wind or hail. The deductible is the only amount homeowner has to pay out of their pocket. To determine your deductible, carefully review your insurance policy.
No, if a claim is made for storm damages, each insurance company knows they are uncontrollable, so you won’t have to worry about premium rates. Furthermore, these rates increase on a collective basis for a whole area rather than individually.
Call us at (978) 375 1958 to find out how we can help with an insurance claim.
“If I could give Melo Construction (10) Stars, I would.This contractor is honest and reliable.His prices are very reasonable compared to other quotes I received from other roofing contractors.I had them replace (3) roofs.They did an outstanding job!!Nick Melo is professional and pleasant.He is very responsive and answered all of my questions.My husband and I are very happy with the work his team did.I would highly recommend Melo’s Construction for your roof repairs or replacement.”
Boxford, MA
We’re on call to quickly fix any damage caused by hurricanes, heavy rain, flash floods, and hailstorms.
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